Las Vegas Real Estate News |
- <b>North Las Vegas Real Estate</b> - Real Estate Article Directory
- KB's Adelina neighborhood opens in Summerlin
- Apartment complexes cannot charge HOA fees
- What do home sellers need to disclose to buyers?
- Resale Homes Report
- Rates sink on slow recovery
- Pardee launches Smart Move Advantage plan
- Harmony to debut Canyon Falls in southwest valley
- Lennar to open multigenerational home at Coronado Hills today
- Dunhill to celebrate TV car stars at event
- Free FHA 203k Informational Event (Wynn Las Vegas) - 4/20/2012
- $124800 – HUD Foreclosed – Single Family Home – Las Vegas <b>...</b>
- Free Real Estate Investment Analysis Software! – rental real estate <b>...</b>
- Real Estate Advice – Who Should You Listen To? | Savings In Las <b>...</b>
- Clue Insurance Report...It matters..do you know what it means?
- Las Vegas May Get DesertXpress High-Speed Rail Link | Real <b>...</b>
- buy las vegas homes – Las Vegas Pigeon Control – Pigeons Be <b>...</b>
- Bank of America Joins the Crony Capitalism Crowd « <b>Las Vegas</b> <b>...</b>
- Las Vegas reports spike in home sales in February | HomeFinder <b>...</b>
- Las Vegas Adds The Smith Center for the Performing Arts - <b>Las</b> <b>...</b>
<b>North Las Vegas Real Estate</b> - Real Estate Article Directory Posted: 10 Feb 2007 10:56 AM PST |
KB's Adelina neighborhood opens in Summerlin Posted: 31 Mar 2012 02:04 AM PDT Adelina by KB Home is the newest neighborhood to open in the master-planned community of Summerlin. The single-family home neighborhood, located in The Mesa village, offers six one- and two-story home floor plans that range from 1,785 to 2,678 square feet. Homes feature as many as five bedrooms, as many as 3½ baths and a two-car garage. |
Apartment complexes cannot charge HOA fees Posted: 31 Mar 2012 02:04 AM PDT Q: Hoping you can help us again, we have two questions: 1. If a tenant has full power of attorney for the 11 years they are living in our community, can they run for the board? 2. If you are an active member of the Henderson Police Department, is it a conflict of interest to be a board member? Especially when we are trying to determine security and neighborhood watch issues. We are in unincorporated Clark County. |
What do home sellers need to disclose to buyers? Posted: 31 Mar 2012 02:03 AM PDT |
Posted: 31 Mar 2012 02:03 AM PDT |
Posted: 31 Mar 2012 02:03 AM PDT |
Pardee launches Smart Move Advantage plan Posted: 31 Mar 2012 02:03 AM PDT |
Harmony to debut Canyon Falls in southwest valley Posted: 31 Mar 2012 02:03 AM PDT |
Lennar to open multigenerational home at Coronado Hills today Posted: 31 Mar 2012 02:03 AM PDT |
Dunhill to celebrate TV car stars at event Posted: 31 Mar 2012 02:03 AM PDT |
Free FHA 203k Informational Event (Wynn Las Vegas) - 4/20/2012 Posted: 31 Mar 2012 12:26 AM PDT NuTone Construction in partnership with the 203k Contractor Program invites you to the "2012 FHA 203k Rehabilitation Loan Program Informational Event" Friday, April 20, 2012 10:00 AM - 1:00 PM Wynn Las Vegas - Margaux 1 Ballroom 3131 South Las Vegas Blvd Las Vegas, NV 89109 Event is FREE but RSVP/Tickets required. Click link below for your free ticket(s). This Free event will feature guest speakers from the 203k Rehabilitation Program, Paul Welden - Director for the 203k Contractor Program, a HUD approved 203k Consultant, representatives from a National FHA 203k Lender and a Certified 203k Contractor (NuTone Construction). This event will provide you with all of the information you need in order to successfully utilize this growing loan program. Presentation will begin promptly at 10:00 AM. Lunch will be served at 12:00 PM with a Q&A to follow. RSVP for the 2012 FHA 203k Informational Event |
$124800 – HUD Foreclosed – Single Family Home – Las Vegas <b>...</b> Posted: 30 Mar 2012 09:48 PM PDT |
Free Real Estate Investment Analysis Software! – rental real estate <b>...</b> Posted: 31 Mar 2012 12:00 AM PDT |
Real Estate Advice – Who Should You Listen To? | Savings In Las <b>...</b> Posted: 05 Oct 2011 09:18 AM PDT |
Clue Insurance Report...It matters..do you know what it means? Posted: 30 Mar 2012 04:00 PM PDT Knowing what's on your CLUE report will give you a sense of whether you'll need to pay extra for homeowners insurance. Image: Rosanne Olson/Getty Images A tree falls on the roof of your house. You file an insurance claim with your agent, collect a settlement from the insurer, and fix your roof. End of story, right? Not quite. Every claim you make on your homeowners insurance is recorded in a widely used insurance industry database called CLUE, short for Comprehensive Loss Underwriting Exchange. Almost all insurance companies use CLUE to check on the claims history of prospective policyholders. The CLUE insurance report also includes claims made on your home before you even bought it. A-PLUS is another company that maintains a loss-history database. What's inside these reports can affect your insurance premiums, or even prevent you from getting coverage. Your claims history lives on in CLUE The CLUE Personal Property report, which pertains to homeowners insurance, is divided into two parts: your personal record of claims ("Claims for the Subject") and the claims on your home ("Claims History for Risk"). The number of claims in either section will affect whether you can get insurance for your home, how much coverage you can get, and how much you'll pay in premiums. If you're turned down for homeowners insurance because of information in your CLUE report, your insurance company is required to let you know why you were rejected. Since the database is used by most insurance companies, your claims history follows you from one insurer to another. Actual claims, as opposed to inquiries, remain in the CLUE database for seven years from the date you filed them. Both LexisNexis, the owner of CLUE, and A-PLUS advise insurance carriers not to report loss information just because you called to ask a question about whether your policy will cover a particular loss. Individual insurance companies may keep a record of inquires, though. How insurers use CLUE Insurance companies rely on CLUE reports because statistics show that if you've filed a claim in the past, you're more likely to file one in the future, says Dick Luedke, a spokesperson for State Farm Insurance. The amount of a claim is less important than how often you've filed, he says. "We aren't trying to make up for past losses, but to predict the risk of future claims." Each insurance company has its own formula for calculating how much a claim will affect your premium, according to the Insurance Information Institute, a trade group that provides information to consumers. Suffice it to say the fewer the claims the less you'll likely be charged. State Farm gives a 5% discount if you haven't filed a claim in the last five years, says Luedke. That's $40 off an average annual premium of $804 (this varies by company). Ask your agent if a claim-free discount is available. Claims aren't all that count Knowing what's on your CLUE report will give you a sense of whether you'll need to pay extra for homeowners insurance, or even if you run the risk of rejection. Unfortunately, even a pristine report doesn't mean you can be sure of getting homeowners insurance at a great price. That's because the claims on your CLUE report aren't the only things that affect your overall insurance risk. Insurance companies also consider your credit score, which is based on such things as how much debt you carry, whether you pay your bills on time, and so forth. According to the Insurance Information Institute, studies show that how people manage their finances is a good indicator of whether they'll file an insurance claim. The more likely you are to file a claim, the bigger risk you are to the insurance company. And more risk means a higher premium or denial of coverage. Other factors insurers consider include the location of your home and its type of construction. How to review your CLUE report If you do decide to check you CLUE Personal Property report, it's a relatively easy process. Under federal law, you get one free CLUE report a year. The LexisNexis order page has information on how to order the report online, by phone, or by mail. Request a form to receive a Property Loss report from A-PLUS by calling 800-709-8842. There's a charge of $19.95 to have the report mailed to you, according to the company's website. This fee will be waived if you're ordering a report because an insurer took an adverse action against you because of A-PLUS data. Your CLUE report will have:
The order page lets you view a sample report. The report also tells you how to dispute any errors you find. Because risk calculations vary by insurance company, it's impossible to say exactly how a claim on your CLUE report will affect your premium. That makes it tough to decide just how much value checking your CLUE yields. Still, taking less than an hour once a year to order and review your report could pay off, especially if you find an error. Mariwyn Evans Mariwyn Evans has spent 25 years writing about commercial and residential real estate. She's the author of several books, including Opportunities in Real Estate Careers, as well as too many magazine articles to count Read more: http://www.houselogic.com/home-advice/your-insurance-score/your-clue-insurance-report-matters/#ixzz1qdybKNPV |
Las Vegas May Get DesertXpress High-Speed Rail Link | Real <b>...</b> Posted: 30 Mar 2012 04:02 PM PDT |
buy las vegas homes – Las Vegas Pigeon Control – Pigeons Be <b>...</b> Posted: 30 Mar 2012 04:20 PM PDT |
Bank of America Joins the Crony Capitalism Crowd « <b>Las Vegas</b> <b>...</b> Posted: 30 Mar 2012 08:00 AM PDT |
Las Vegas reports spike in home sales in February | HomeFinder <b>...</b> Posted: 30 Mar 2012 07:07 AM PDT |
Las Vegas Adds The Smith Center for the Performing Arts - <b>Las</b> <b>...</b> Posted: 29 Mar 2012 05:36 PM PDT |
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