Las Vegas Real Estate News |
- Six tools for recruiting Gen Y agents
- Marcus & Millichap Closes Record-Breaking Sale in Las Vegas
- A competent real estate agent is need for the following reasons <b>...</b>
- <b>Las Vegas Real Estate</b> Looking Good - Investors Investing In <b>...</b>
- <b>Las Vegas Real Estate</b> And Short Sales Are On The Rise – Get The <b>...</b>
- We're proud to launch Las Vegas's newest commercial real estate <b>...</b>
- Las Vegas Homes for Sale | <b>Las Vegas Real Estate</b>
- Las Vegas Commercial Real Estate Blog: Foreign Investors Overpay <b>...</b>
- LAS VEGAS ONLY 8 DAY SUPPLY SFR HOMES SELLING under <b>...</b>
- Zillow program aims to improve accuracy of listings
- LAS VEGAS ONLY 8 DAY SUPPLY SFR HOMES SELLING under $299K
- Understanding How Your Credit Score is Determined #3: Length of Credit History
- More Consumers Seeking Loans In Tight Credit Market
- Las Vegas NV Area Mid & High Rise Condominium Market Report
- Should I buy a New Home or a Short Sale in Las Vegas NV?
- Bank of America offers relo assistance to short-sellers
- Top 20 metros with biggest jumps in affordability
- WellcomeMat awarded video patent
- FREE Home Protection Seminar
- Who Do You Know?
Six tools for recruiting Gen Y agents Posted: 16 May 2012 07:01 AM PDT ERA study looks at demographic challenges facing real estate brokerage industry |
Marcus & Millichap Closes Record-Breaking Sale in Las Vegas Posted: 14 May 2012 10:00 PM PDT |
A competent real estate agent is need for the following reasons <b>...</b> Posted: 10 May 2012 03:40 PM PDT |
<b>Las Vegas Real Estate</b> Looking Good - Investors Investing In <b>...</b> Posted: 16 May 2012 12:18 AM PDT |
<b>Las Vegas Real Estate</b> And Short Sales Are On The Rise – Get The <b>...</b> Posted: 15 May 2012 08:11 PM PDT |
We're proud to launch Las Vegas's newest commercial real estate <b>...</b> Posted: 15 May 2012 04:13 PM PDT |
Las Vegas Homes for Sale | <b>Las Vegas Real Estate</b> Posted: 13 May 2012 09:17 AM PDT |
Las Vegas Commercial Real Estate Blog: Foreign Investors Overpay <b>...</b> Posted: 15 May 2012 12:11 PM PDT |
LAS VEGAS ONLY 8 DAY SUPPLY SFR HOMES SELLING under <b>...</b> Posted: 15 May 2012 03:12 PM PDT |
Zillow program aims to improve accuracy of listings Posted: 16 May 2012 12:01 AM PDT Brokers, MLSs get more control over display of property data |
LAS VEGAS ONLY 8 DAY SUPPLY SFR HOMES SELLING under $299K Posted: 15 May 2012 03:12 PM PDT Weekly report of Las Vegas Real Estate SFR home prices show Days of Supply for home prices listed below $299K as (8) EIGHT. View all the charts but stop at graph on Page 6. Demand oustrips Supply. House Prices to rise http://tiny.cc/ziedew <--Page 6 graph 100's of Listed and Unlisted <---Homes for Sale at Discount Prices .CALL NOW 702-499-7037 DAVID COOPER 35 Yeras Experience. Investor and Buyers Agent www.facebook.com/davidcooper.lasvegas "LIKE" ME! Follow us on TWITTERhttp://www.twitter.com/lasvegaswinner. |
Understanding How Your Credit Score is Determined #3: Length of Credit History Posted: 15 May 2012 04:55 PM PDT The length of credit history has a bit more weight in your credit score than the previous two types of factors. Whereas the first two categories accounted for only 10 percent of your credit score each, the length of your credit history category is 15 percent of your overall credit score. Examining the Length of Your Credit HistoryIn looking at the length of your credit history, there are several things that are taken into consideration. These include how long ago your current accounts were opened, the type of accounts you have open and the amount of time that has passed since you had any activity on your account. The longer you have had a particular account open and active, the better it will impact your overall score. This is because an account with a long history is able to more effectively tell a story about your financial responsibility than an account that has only been opened recently. If you have managed to responsibly handle an account for several years, it will have a positive impact on your overall credit score. Keeping Your Length of Credit History Score HighSince the length of your credit history will have an impact on your credit score, you want to be sure to keep your longstanding cards in place. While it is certainly bad to have too many credit cards and too many open lines of credit, a subject we will discuss in more detail later in this series, you also need to keep your long credit history in place. Therefore, if you choose to close out credit accounts in order to reduce your line of credit or because you are trying to get your financial situation under better control, be sure to use some caution regarding the accounts you choose to close. Closing out an account that you have had for several years could potentially result in a negative impact on your credit score. The same is true when it comes to use of your accounts. If you have had a credit card for several years, but you have not used it for a very long time, it is doing nothing toward helping you improve or maintain a high credit score. Therefore, if you do have credit cards, you should use them on a regular basis in order to keep building your credit rating. Of course, accumulating debt on your credit cards is also a bad idea. To get the most out of your credit cards while remaining debt-free, consider setting up your bills so they are automatically paid out of your checking account. Not only will this ensure your bills are paid on time, but your credit cards will be used regularly, and you only need to make one monthly payment toward your credit card. |
More Consumers Seeking Loans In Tight Credit Market Posted: 15 May 2012 04:53 PM PDT Most banks have tightened lending standards recently, which has resulted in fewer home buyers qualifying for mortgages and lines of credit. Much of this action is the result of the recent real estate meltdown. Although banks are seeing an increased demand from consumers for mortgages, bankers are not loosening their qualification standards to meet demand according to a rent survey by the Federal Reserve. Many realtors are reporting a built up demand from consumers who are wanting to buy homes, but are unable to satisfy the new credit and lending requirements. The Federal Reserve survey released in April 2012 indicated that 90 percent of the banker nationwide had not tightened their lending and qualification standards in the last 3 months for prime home buyers. For Alt-A loans and other interest-only loan product, and loans with limited income verification, the survey indicated that bankers had tightened their credit standards slightly. To make sure they were using the same standard to judge changes in the consumer credit markets, the fed asked bankers a series of questions about the chances of issuing mortgages to certain borrowers in 2006 in comparison to today. The greatest change in the mortgage market is that "no document" loans that require limited or no income verification are almost non-existent or require stellar credit scores. Many salespeople, realtors, self-employed people and entrepreneurs had used "no document" loans to purchase homes in the past. Over 61% of all lender said they were less likely to issue credit to a borrower with a credit score of 620 or lower, even with a 10% down payment. This is a big change from 2006 when consumers could purchase a home with little or no money down with a moderate credit score. Now many lenders are looking for credit scores above 750 for traditional loans, and requiring a sizable down payment to boot. The lending industry has been widely criticized for its loose credit standards that contributed to the recent foreclosure crisis. |
Las Vegas NV Area Mid & High Rise Condominium Market Report Posted: 15 May 2012 04:03 PM PDT Las Vegas High Rise Rentals:
Las Vegas High Rise Resales:
This Market is extremely volatile due to the boutique nature and lack of condominium financing. Read last month's report here. This report is compiled by using data from the GLVAR MLS. Data is gathered by the "HIGH RISE" field. Information is deemed reliable but not guaranteed. What Areas Do You Cover for your Las Vegas Area Real Estate Market Reports? General Las Vegas Area Real Estate Market Reports are for MLS Areas 101-606 (the average consumer probably asks, what's that?) It means that I cover the cities of Las Vegas, Henderson, North Las Vegas including unincorporated Clark County Townships of Whitney, Paradise, Winchester, Enterprise, Sunrise Manor & Spring Valley. They do NOT cover the areas of Boulder City, Pahrump, Laughlin, Moapa or Mesquite. View More FAQ About My Las Vegas Area Real Estate Market Reports. copyright 2006-2011 Renee Burrows, REALTOR®, The Force Realty 702-966-2494 Blog Disclaimer Important Notice
|
Should I buy a New Home or a Short Sale in Las Vegas NV? Posted: 15 May 2012 02:50 PM PDT Are you shopping for a home and looking at short sales because you've been told they're the best deal? If you are you're missing out on Las Vegas NV best kept secret. Call me now for information on how working with a Realtor© can get you the best deal on a brand new home. You to can buy a brand new home instead of someone's problem house. Check out the video to see the differance. http://www.jonslasvegashomes.com |
Bank of America offers relo assistance to short-sellers Posted: 15 May 2012 02:09 PM PDT Delinquent borrowers must obtain preapproved short-sale price from bank |
Top 20 metros with biggest jumps in affordability Posted: 15 May 2012 10:35 AM PDT NAR: Housing affordability at record high |
WellcomeMat awarded video patent Posted: 15 May 2012 10:33 AM PDT Chaptering technique could change the way consumers find, watch and share videos |
Posted: 15 May 2012 09:46 AM PDT FREE information and advice so you understand all of your options? Please share with anyone you can think of. Remember to RSVP asap so there is seating available for you at either location and date. Call text or email your RSVP with the desired location today! 702-622-0601 click here to email |
Posted: 15 May 2012 09:49 AM PDT Who Do You Know that may need this FREE information and advice? Please share with anyone you can think of. Remember to RSVP asap so there is seating available for you at either location and date. Call text or email your RSVP with the desired location today! |
You are subscribed to email updates from Las Vegas Real Estate News To stop receiving these emails, you may unsubscribe now. | Email delivery powered by Google |
Google Inc., 20 West Kinzie, Chicago IL USA 60610 |
No comments:
Post a Comment