Saturday, March 31, 2012

Lake Las Vegas Live

Lake Las Vegas Live

Link to Lake Las Vegas Live

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Posted: 30 Mar 2012 10:32 PM PDT

wedding photographer at lake las vegas photography weddings La Contessa.

Dunhill To Celebrate Tv Car Stars At Event

Posted: 31 Mar 2012 02:03 AM PDT

For the first time this year, Dunhill Homes is hosting a grand sales event at its Tuscany Village master-planned community in Henderson. From 11 a.m.-4 p.m. today, the homebuilder will provide free food and refreshments from the popular Tasty Bunz gourmet

Great experience!

Posted: 30 Mar 2012 09:28 AM PDT

TripAdvisor traveler rating: 4 of 5 stars

This is the second time we stayed at this property and haven't been disappointed yet! The hotel is in a great, relaxing location; easy self or valet parking; the rooms are large, sunny and bright;...

The Westin <b>Lake Las Vegas</b> Resort and Spa opens in Nevada <b>...</b>

Posted: 29 Mar 2012 11:30 PM PDT

Starwood Hotels & Resorts Worldwide, Incorporation has opened The Westin Lake Las Vegas Resort and Spa in Nevada, US.

John Edwards Blog · Westin Debuts Resort at <b>Lake Las Vegas</b>

Posted: 30 Mar 2012 12:54 PM PDT

Starwood Hotels & Resorts Worldwide, Inc. (NYSE: HOT) today announced the opening of The Westin Lake Las Vegas Resort and Spa, the newest addition Westin's growing resort portfolio and the second Westin in greater ...

Judge says Credit Suisse loan suit can continue

Posted: 30 Mar 2012 05:45 PM PDT

A federal judge on Friday denied a request by Credit Suisse Group to dismiss a lawsuit brought by homeowners at four luxury resorts in the West and the Bahamas that went bankrupt.

Judge denies Credit Suisse move to block loan suit

Posted: 30 Mar 2012 05:27 PM PDT

A federal judge has denied a request by Credit Suisse to dismiss a lawsuit brought by homeowners at four luxury resorts in the West and the Bahamas that went bankrupt.

Points And Prize Purse Draw Strong Field To 70.3 Texas

Posted: 30 Mar 2012 01:06 PM PDT

Galveston, Texas is eagerly gearing up for the Memorial Hermann Ironman 70.3 Texas this Sunday, April 1.

Very attractive

Posted: 29 Mar 2012 04:48 PM PDT

TripAdvisor traveler rating: 4 of 5 stars

This hotel is about 20 minutes driving from the strip. it is in a wonderful area called montelago village. The hotel is very nice. There is a pool area with two pools and a hot tub. The pools were not...

shop in the village 

Las Vegas Real Estate News

Las Vegas Real Estate News

Link to Las Vegas Real Estate News

<b>North Las Vegas Real Estate</b> - Real Estate Article Directory

Posted: 10 Feb 2007 10:56 AM PST

North Las Vegas Real Estate, though it may seem like the northern portion of the well-loved Las Vegas, is actually its own city. The word in North Las Vegas real estate is "planned." Planned communities are popping up one by one in North ...

KB's Adelina neighborhood opens in Summerlin

Posted: 31 Mar 2012 02:04 AM PDT

Adelina by KB Home is the newest neighborhood to open in the master-planned community of Summerlin. The single-family home neighborhood, located in The Mesa village, offers six one- and two-story home floor plans that range from 1,785 to 2,678 square feet. Homes feature as many as five bedrooms, as many as 3½ baths and a two-car garage.

Apartment complexes cannot charge HOA fees

Posted: 31 Mar 2012 02:04 AM PDT

Q: Hoping you can help us again, we have two questions: 1. If a tenant has full power of attorney for the 11 years they are living in our community, can they run for the board? 2. If you are an active member of the Henderson Police Department, is it a conflict of interest to be a board member? Especially when we are trying to determine security and neighborhood watch issues. We are in unincorporated Clark County.

What do home sellers need to disclose to buyers?

Posted: 31 Mar 2012 02:03 AM PDT

Q: Ms. Kelley, my name is Nelson Orth, and I live in Sun City Anthem.

Resale Homes Report

Posted: 31 Mar 2012 02:03 AM PDT

Editor's note: Listings include the resale home's parcel number. Occasionally, the address listed is the homebuyer's mailing address and not the actual location of the home. Check the parcel number to make sure. Also, a few transactions do not reflect the market value of the homes.

Rates sink on slow recovery

Posted: 31 Mar 2012 02:03 AM PDT

Mortgage rates dropped this week, as the latest economic data disappointed investors and the Fed reminded them that the economy is far from recovery.

Pardee launches Smart Move Advantage plan

Posted: 31 Mar 2012 02:03 AM PDT

Pardee Homes is offering qualified homebuyers who purchase one of its new homes a guaranteed rental income on their existing home, via the Smart Move Advantage company.

Harmony to debut Canyon Falls in southwest valley

Posted: 31 Mar 2012 02:03 AM PDT

Today, Harmony Homes will open its Canyon Falls gated neighborhood located near Mountain's Edge, a master-planned community in the southwestern portion of the Las Vegas Valley.

Lennar to open multigenerational home at Coronado Hills today

Posted: 31 Mar 2012 02:03 AM PDT

Lennar is unveiling its newest home plan at a grand opening celebration 10 a.m.-6 p.m. today in Coronado Hills, which is located in Henderson.

Dunhill to celebrate TV car stars at event

Posted: 31 Mar 2012 02:03 AM PDT

For the first time this year, Dunhill Homes is hosting a grand sales event at its Tuscany Village master-planned community in Henderson.

Free FHA 203k Informational Event (Wynn Las Vegas) - 4/20/2012

Posted: 31 Mar 2012 12:26 AM PDT

NuTone Construction in partnership with the 203k Contractor Program invites you to the "2012 FHA 203k Rehabilitation Loan Program Informational Event"

Friday, April 20, 2012
10:00 AM - 1:00 PM
Wynn Las Vegas - Margaux 1 Ballroom
3131 South Las Vegas Blvd
Las Vegas, NV 89109

Event is FREE but RSVP/Tickets required. Click link below for your free ticket(s).

This Free event will feature guest speakers from the 203k Rehabilitation Program, Paul Welden - Director for the 203k Contractor Program, a HUD approved 203k Consultant, representatives from a National FHA 203k Lender and a Certified 203k Contractor (NuTone Construction). This event will provide you with all of the information you need in order to successfully utilize this growing loan program.

Presentation will begin promptly at 10:00 AM.
Lunch will be served at 12:00 PM with a Q&A to follow.

RSVP for the 2012 FHA 203k Informational Event

$124800 – HUD Foreclosed – Single Family Home – Las Vegas <b>...</b>

Posted: 30 Mar 2012 09:48 PM PDT

EVERYTHING YOU NEED TO KNOW ABOUT THE LAS VEGAS REAL ESTATE MARKET ... by admin • March 30, 2012 • Las Vegas Real Estate • 0 Comments · four,800 – HUD Foreclosed – Solitary Family Home – Las Vegas. This residence ...

Free Real Estate Investment Analysis Software! – rental real estate <b>...</b>

Posted: 31 Mar 2012 12:00 AM PDT

Home · Las Vegas Real Estate · Las Vegas Real Estate Articles · Las Vegas Real Estate Media · Las Vegas Real Estate Videos · Las Vegas Real Estate Press · Las Vegas Real Estate News · Las Vegas Real Estate Q&A ...

Real Estate Advice – Who Should You Listen To? | Savings In Las <b>...</b>

Posted: 05 Oct 2011 09:18 AM PDT

Meet Margaret Bruno. Margaret Bruno Las Vegas Real Estate Specialist - Las Vegas Real Estate - (702) 523-7888 Read more ». Connect With Us. Twitter · Facebook. Copyright © 2012 Savings In Las Vegas. About | Contact | Privacy Policy.

Clue Insurance Report...It matters..do you know what it means?

Posted: 30 Mar 2012 04:00 PM PDT

Clue Insurance Report Importance Of Clue Insurance Report

Knowing what's on your CLUE report will give you a sense of whether you'll need to pay extra for homeowners insurance. Image: Rosanne Olson/Getty Images

A tree falls on the roof of your house. You file an insurance claim with your agent, collect a settlement from the insurer, and fix your roof. End of story, right? Not quite. Every claim you make on your homeowners insurance is recorded in a widely used insurance industry database called CLUE, short for Comprehensive Loss Underwriting Exchange.

Almost all insurance companies use CLUE to check on the claims history of prospective policyholders. The CLUE insurance report also includes claims made on your home before you even bought it. A-PLUS is another company that maintains a loss-history database. What's inside these reports can affect your insurance premiums, or even prevent you from getting coverage.

Your claims history lives on in CLUE

The CLUE Personal Property report, which pertains to homeowners insurance, is divided into two parts: your personal record of claims ("Claims for the Subject") and the claims on your home ("Claims History for Risk"). The number of claims in either section will affect whether you can get insurance for your home, how much coverage you can get, and how much you'll pay in premiums. If you're turned down for homeowners insurance because of information in your CLUE report, your insurance company is required to let you know why you were rejected.

Since the database is used by most insurance companies, your claims history follows you from one insurer to another. Actual claims, as opposed to inquiries, remain in the CLUE database for seven years from the date you filed them. Both LexisNexis, the owner of CLUE, and A-PLUS advise insurance carriers not to report loss information just because you called to ask a question about whether your policy will cover a particular loss. Individual insurance companies may keep a record of inquires, though.

How insurers use CLUE

Insurance companies rely on CLUE reports because statistics show that if you've filed a claim in the past, you're more likely to file one in the future, says Dick Luedke, a spokesperson for State Farm Insurance. The amount of a claim is less important than how often you've filed, he says. "We aren't trying to make up for past losses, but to predict the risk of future claims."

Each insurance company has its own formula for calculating how much a claim will affect your premium, according to the Insurance Information Institute, a trade group that provides information to consumers. Suffice it to say the fewer the claims the less you'll likely be charged. State Farm gives a 5% discount if you haven't filed a claim in the last five years, says Luedke. That's $40 off an average annual premium of $804 (this varies by company). Ask your agent if a claim-free discount is available.

Claims aren't all that count

Knowing what's on your CLUE report will give you a sense of whether you'll need to pay extra for homeowners insurance, or even if you run the risk of rejection. Unfortunately, even a pristine report doesn't mean you can be sure of getting homeowners insurance at a great price. That's because the claims on your CLUE report aren't the only things that affect your overall insurance risk.

Insurance companies also consider your credit score, which is based on such things as how much debt you carry, whether you pay your bills on time, and so forth. According to the Insurance Information Institute, studies show that how people manage their finances is a good indicator of whether they'll file an insurance claim. The more likely you are to file a claim, the bigger risk you are to the insurance company. And more risk means a higher premium or denial of coverage. Other factors insurers consider include the location of your home and its type of construction.

How to review your CLUE report

If you do decide to check you CLUE Personal Property report, it's a relatively easy process. Under federal law, you get one free CLUE report a year. The LexisNexis order page has information on how to order the report online, by phone, or by mail.

Request a form to receive a Property Loss report from A-PLUS by calling 800-709-8842. There's a charge of $19.95 to have the report mailed to you, according to the company's website. This fee will be waived if you're ordering a report because an insurer took an adverse action against you because of A-PLUS data.

Your CLUE report will have:

  • Your name, home address, birth date, and Social Security number;
  • The number assigned to the report;
  • The name of your insurance company;
  • The type and number of the insurance policy;
  • The type of loss—fire, water, etc.—for each claim and the claim number;
  • The date of the loss and the amount of each claim;
  • The status of each claim: closed, pending, etc.

The order page lets you view a sample report.

The report also tells you how to dispute any errors you find. Because risk calculations vary by insurance company, it's impossible to say exactly how a claim on your CLUE report will affect your premium. That makes it tough to decide just how much value checking your CLUE yields. Still, taking less than an hour once a year to order and review your report could pay off, especially if you find an error.

Mariwyn Evans

Mariwyn Evans has spent 25 years writing about commercial and residential real estate. She's the author of several books, including Opportunities in Real Estate Careers, as well as too many magazine articles to count



Read more: http://www.houselogic.com/home-advice/your-insurance-score/your-clue-insurance-report-matters/#ixzz1qdybKNPV

Las Vegas May Get DesertXpress High-Speed Rail Link | Real <b>...</b>

Posted: 30 Mar 2012 04:02 PM PDT

EVERYTHING YOU NEED TO KNOW ABOUT THE LAS VEGAS REAL ESTATE MARKET ... by admin • March 30, 2012 • Las Vegas Real Estate News • 0 Comments. Las Vegas May Get DesertXpress High-Speed Rail Link On a dust-covered, ...

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Posted: 30 Mar 2012 04:20 PM PDT

EVERYTHING YOU NEED TO KNOW ABOUT THE LAS VEGAS REAL ESTATE MARKET ... buy las vegas homes – Las Vegas Pigeon Control – Pigeons Be Gone. by admin • March 30, 2012 • Las Vegas Real Estate Videos • 0 Comments ...

Bank of America Joins the Crony Capitalism Crowd « <b>Las Vegas</b> <b>...</b>

Posted: 30 Mar 2012 08:00 AM PDT

Just received on Monday — a Bank of America short sale approval where the terms of the deal are that the sellers can't stay in their Las Vegas home to become tenants of my Las Vegas real estate investors. These sellers ...

Las Vegas reports spike in home sales in February | HomeFinder <b>...</b>

Posted: 30 Mar 2012 07:07 AM PDT

After years of instability in the wake of the housing market collapse, the Las Vegas real estate industry could finally be seeing things turn around.According.

Las Vegas Adds The Smith Center for the Performing Arts - <b>Las</b> <b>...</b>

Posted: 29 Mar 2012 05:36 PM PDT

The Smith Center symphony began in the mid-'90s when a group of community leaders gathered to discuss "building a world-class performing arts center." The financing was a near 50-50 split of private and public money for ...